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Acquisition & Perpetuation Loans

When you’re ready to make a move, we’re ready to make it easier.

Ready to take your agency to the next level? InsurBanc understands the value of your insurance business and offers creative lending solutions to meet the needs of agency entrepreneurs, whether you are:

  • Passing the agency on to the next generation, or
  • purchasing another agency


And, just like no two agencies are alike, the perpetuation/acquisition structures we offer are just as unique. We have the expertise in perpetuation lending to help your plans become a reality. Possible structures include:

  • Personal buy-outs
  • Deferred compensations
  • Stock redemptions
  • Trusts
  • Leveraged ESOPs (Employee Stock Ownership Plans)
  • Recapitalizations


All loans subject to credit review and approval.

  • Lenders in the Marketplace

    Learn more about who's available to provide capital.