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Summary of Interest Rates/Deposit Products

Rates Effective

Interest rates are subject to change without notice Fees may reduce earnings.

Business Checking Accounts

Type of Account Minimum Opening Deposit Required Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield Interest Rate
Easy Business Checking $100.00 N/A N/A N/A
Business Checking $100.00 N/A N/A N/A
Business NOW Checking $100.00 $1,500.00 0.05% 0.04%
Premium NOW Tier 1 $25,000.00 $25,000.00 - $49,999.99 0.05% 0.04%
Premium NOW Tier 2 $25,000.00 $50,000.00 - $149,999.99 0.10% 0.09%
Premium NOW Tier 3 $25,000.00 $150,000.00 and over 0.15% 0.14%

Business Money Market Account

Type of Account Minimum Opening Deposit Required Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield Interest Rate
Money Market Tier 1 $2,500.00 $2,500.00 - $24,999.99 0.05% 0.04%
Money Market Tier 2 $2,500.00 $25,000.00 - $49,999.99 0.10% 0.09%
Money Market Tier 3 $2,500.00 $50,000.00 - $249,999.99 0.15% 0.14%
Money Market Tier 4 $2,500.00 $250,000.00 and over 0.50% 0.49%

Direct Investment Money Market Account

Type of Account Minimum Opening Deposit Required Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield Interest Rate
DIMMA Tier 1 $50,000.00 -$49,999.99 0.10% 0.09%
DIMMA Tier 2 $50,000.00 $50,000.00 - $249,999.99 0.15% 0.14%
DIMMA Tier 3 $50,000.00 $250,000.00 - $499,999.99 0.20% 0.19%
DIMMA Tier 4 $50,000.00 $500,000.00 and over 0.25% 0.24%

Business Savings Accounts

Type of Account Minimum Opening Deposit Required Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield Interest Rate
Business Statement Savings $100.00 $200.00 0.05% 0.04%
High Yield Savings Tier 1 $1,000.00 $1,000.00-$49,999.99 0.10% 0.09%
High Yield Savings Tier 2 $1,000.00 $50,000.00 and over 0.50% 0.49%

Certificate of Deposit Accounts for Businesses

Penalties will or may be imposed for early withdrawals

Type of Account Minimum Opening Deposit Required Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Yield Interest Rate
12 Month $500.00 $500.00 0.20% 0.19%
15 Month* $500.00 $500.00 3.00% 2.96%
18 Month $500.00 $500.00 0.30% 0.29%
20 Month Bump Up CD** $500.00 $500.00 3.50% 3.45%
24 Month $500.00 $500.00 0.35% 0.34%
36 Month $500.00 $500.00 0.50% 0.49%
60 Month $2500.00 $2500.00 0.60% 0.59%

*This account will automatically renew at maturity into a fixed rate twelve (12) month certificate of deposit at the current interest rate in effect on the maturity date.
**Interest rate can be increased once during the initial term of the account to the interest rate then in effect on the Bump Up 20 Month CD.  This account will automatically renew at maturity into a fixed rate twenty four (24) month certificate of deposit at the current interest rate in effect on the maturity date.

Interest rates subject to change without notice.