Personal Online Log On Business Online Log On Contact Us Referral Login InsurBanc Your industry. Your agency. Your bank.
Why InsurBanc Business Banking Personal Banking Online Banking
Rates
Rates

Specials

Express Business Loans
7.75% APR* 7 Year Home Equity Loan (Your Choice!)
Special Line of Credit for agency principals affected by Southern Tornadoes

Express Business Loans

Insurbanc offers a special loan program designed to help keep your business running effectively. Our Express Business Loans offer:

  1. Rates as low as Prime*
  2. $175 application fee waived
  3. Streamlined application
  4. 48 hour approvals
  5. Quick closings

Funds can be used for:

  1. Producer development
  2. Purchase of automation
  3. Furniture and fixtures
  4. Office Equipment
  5. Remodeling

Loan terms: 1 - 3 years

Loan amounts: $25,000 - $75,000

It's easy to get started.  Simply click and download the application and personal financial statement.  You can complete them and send them back to us.
Express Loan Applicaton
Personal Financial Statement 

Contact us today for all the details!

*Rates include automatic payment deduction from an operating account at InsurBanc.  Rates will vary based on credit score.  Rates subject to change without notice.

[Back to Top]

7.75% APR*
7 Year Home Equity Loan

At InsurBanc our goal is to help our customers get the most out of life, so when it comes to borrowing for the things you need, we're ready with one of the best home equity loan rates around.

Our home equity loans are the perfect way to finance everything from variable high rate debt to home improvements.

  • The comfort of a fixed monthly payment for the life of the loan
  • No closing cost, no fees**
  • Interest may be tax deductible, consult your tax advisor

Apply today. Click here to download an application, or contact us today.

* APR includes 1/4% discount with automatic payment deduction from a checking or money market account.
** There may be certain costs related specifically to the jurisdiction in which you reside.

[Back to Top]

Special Line of Credit for agency principals affected by the Southern Tornadoes

Any qualified insurance agent in a hurricane affected area is eligible including those agents in Mississippi, Alabama, Arkansas, Tennessee and Kentucky.

Program benefits and features:

  • Line of credit amounts range between $15,000.00 and $50,000.00. The qualifying line of credit amount will vary based on your credit standing.
  • Low rate. It's variable tied to the Prime rate. Qualifying rate and spread based on your credit standing.
  • No fees or closing costs.
  • Flexibility. Access the line by simply writing a check.
  • The Borrower is the agency principal and the loan is guaranteed by the agency.
  • The term of the line is for three years. Interest payments are deferred for 90 days followed by payments of interest only for nine months. For the remaining 24 months, payments of 1/24th of outstanding principal, plus accrued interest are required or the outstanding balance may be refinanced. You may repay principal at any time with no prepayment penalty. The line of credit is the perfect bridge to get your business back up and running and the receipt of disaster relief funds.
  • All we require is a completed personal financial statement from the agency principal.

Click here to download an application, contact us or call us at 1-866-467-2262.

[Back to Top]

Privacy, Security & Customer Identification | EFT Disclosure | FAQs | Site Map | 1.866.467.2262
Member FDIC Equal Housing Lender © 2006 InsurBanc. All rights reserved.

Click here to learn how to maximize your banking relationship!

We've been lending... Click here to learn more!

Read Bob Pettinicchi's interview on agency lending in the National Underwriter.



Email Updates
Sign up to receive upcoming specials.

Independent Insurance Agent
Trusted Choices