Deposit Rates

Rates Effective Sunday, May 11, 2008

Certificates of Deposit
Regular CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	2.62%	2.65%
	6 Month	2.81%	2.85%
	9 Month	2.81%	2.85%
	1 Year	3.11%	3.15%
	1 1/2 Year	3.11%	3.15%
	2 Year	3.15%	3.20%
	3 Year	3.25%	3.30%
	4 Year	3.49%	3.55%
	5 Year	3.64%	3.70%
	7 Year	3.78%	3.85%
	10 Year	3.93%	4.00%
Retirement CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	2.62%	2.65%
	6 Month	2.81%	2.85%
	9 Month	2.81%	2.85%
	1 Year	3.11%	3.15%
	1 1/2 Year	3.11%	3.15%
	2 Year	3.15%	3.20%
	3 Year	3.25%	3.30%
	4 Year	3.49%	3.55%
	5 Year	3.64%	3.70%
	7 Year	3.78%	3.85%
	10 Year	3.93%	4.00%
CD's $100,000+	Term	Interest Rate	Annual Percentage Yield
	3 Month	2.72%	2.75%
	6 Month	2.91%	2.95%
	9 Month	2.91%	2.95%
	1 Year	3.21%	3.26%
	1 1/2 Year	3.21%	3.26%
	2 Year	3.25%	3.30%
	3 Year	3.35%	3.40%
	4 Year	3.59%	3.65%
	5 Year	3.74%	3.80%
	7 Year	3.88%	3.95%
	10 Year	4.03%	4.11%
Savings and Money Market Accounts	Tier Level	Interest Rate	Annual Percentage Yield
Money Market Deposit Accounts (Minimum Balance to Open $1,000.00)	$0 $5,000 $25,000 $100,000 $300,000	1.00% 1.09% 2.08% 2.37% 2.96%	1.00% 1.10% 2.10% 2.40% 3.00%
Statement Savings (Minimum Balance to Open $100.00)		1.00%	1.00%
Retirement Savings		1.29%	1.30%
Checking Accounts
Account	Tier Level	Interest Rate	Annual Percentage Yield
Personal Interest Checking (Minimum Balance to Open $100.00)	$0 $1,000	0.50% 0.50%	0.95% 0.95%

Rates are subject to change without notice.

Penalty may be imposed for early withdrawal.

Minimum balance required on Tier Level Accounts.