Deposit Rates

Rates Effective Wednesday, March 10, 2010

Certificates of Deposit
Regular CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	1.00%	1.00%
	6 Month	1.09%	1.10%
	9 Month	1.29%	1.30%
	1 Year	1.49%	1.50%
	1 1/2 Year	1.83%	1.85%
	2 Year	2.23%	2.25%
	3 Year	2.47%	2.50%
	4 Year	2.76%	2.80%
	5 Year	2.96%	3.00%
	7 Year	3.30%	3.35%
	10 Year	3.49%	3.55%
Retirement CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	1.00%	1.00%
	6 Month	1.09%	1.10%
	9 Month	1.29%	1.30%
	1 Year	1.49%	1.50%
	1 1/2 Year	1.83%	1.85%
	2 Year	2.23%	2.25%
	3 Year	2.47%	2.50%
	4 Year	2.76%	2.80%
	5 Year	2.96%	3.00%
	7 Year	3.30%	3.35%
	10 Year	3.49%	3.55%
CD's $100,000+	Term	Interest Rate	Annual Percentage Yield
	3 Month	1.05%	1.06%
	6 Month	1.14%	1.15%
	9 Month	1.34%	1.35%
	1 Year	1.54%	1.55%
	1 1/2 Year	1.88%	1.90%
	2 Year	2.28%	2.30%
	3 Year	2.52%	2.55%
	4 Year	2.81%	2.85%
	5 Year	3.01%	3.05%
	7 Year	3.35%	3.40%
	10 Year	3.54%	3.60%
Savings and Money Market Accounts	Tier Level	Interest Rate	Annual Percentage Yield
Money Market Deposit Accounts (Minimum Balance to Open $1,000.00)	$0 $5,000 $25,000 $100,000 $250,000	0.15% 0.40% 0.75% 1.00% 1.19%	0.15% 0.40% 0.75% 1.00% 1.20%
Statement Savings (Minimum Balance to Open $100.00)		0.25%	0.25%
Retirement Savings		0.25%	0.25%
Checking Accounts
Account	Tier Level	Interest Rate	Annual Percentage Yield
Personal Interest Checking (Minimum Balance to Open $100.00)	$0 $1,000	0.10% 0.30%	0.10% 0.30%

Rates are subject to change without notice.

Penalty may be imposed for early withdrawal.

Minimum balance required on Tier Level Accounts.