InsurBanc Privacy & Security Policy Statement
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FACTS
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What Does InsurBanc Do With Your Personal Information
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Why?
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Financial companies choose how they share your personal information. As a consumer, federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle your personal information.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How?
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All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information. Please note for each reason whether we share your information and whether you have the option to limit sharing.
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Reasons we can share your personal information
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Does InsurBanc Share?
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Can you limit this sharing?
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For our "everyday business purposes"-
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes
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No
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For our marketing purposes -
To offer our products and services to you. |
Yes
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Yes
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For joint marketing with other financial companies.
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No
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We do not share for this reason.
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For our affiliates “everyday business purposes”-
Information about your transactions and experiences.
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No
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We do not share for this reason.
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For our affiliates “everyday business purposes”-
Information about your creditworthiness.
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No
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We do not share for this reason.
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For nonaffiliates to market you
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No
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We do not share for this reason.
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To limit our sharing
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Please Note: If you are a new customer, we can begin sharing your information 1 day from the date we sent this notice, as described above. When you are no longer our customer, we continue to share your information as described in this notice. You can contact us at any time to limit our sharing. |
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Questions?
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What we do
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How does InsurBanc protect my financial information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured lines and buildings.
To safeguard client information, including online banking, InsurBanc uses state-of-the-art security measures and advanced management controls to secure , audit and manage confidentiality. |
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How does InsurBanc collect my personal information?
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We collect your personal information, for example, when you:
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Why can’t I limit all sharing?
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Federal law gives you the right to limit sharing only for:
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What happens when I limit sharing for an account I hold jointly with someone else?
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If you have a joint account, a request by one party will apply to the entire account.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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