Online Banking
 |
|
 |
|
 |
InsurBanc knows how busy Independent Agents are. Simplify your business and personal financial life with InsurBanc Online Banking - the simple, safe, convenient way to manage your business and personal accounts.
With InsurBanc Online Banking you can:
- Real-time balances and internal transfers
- View account information and balances
- View transaction history
- Transfer funds between accounts
- Make loan payments
- View check images
- Bill Pay
- Create stop payments
- Create e-alerts
- eStatements
Business customers can also:
- Make estimated tax payments
- Create wire transfers
- Schedule direct deposit of payroll
- Send and receive funds electronically
In addition, Business Online Banking offers:
- Remote Deposit
- Remote Lockbox
- Positive Pay
- Token Layer Authentication
- Electronic Data Interchange
Added Protection and Security
Your transactions are safe with the latest encryption and authentication technology. Our multi-factor authentication process is very user friendly and uses a combination of an image and pass phrase with a series of challenge questions established by the user. It verifies that online banking users are who they claim to be - and then makes sure they access only what they are allowed to. It also authenticates our online banking site for you, so that you will always be sure you are at the InsurBanc site and not a fraudulent one.
InsurBanc has added two layers of fraud prevention for our business clients who utilize specific transactions in the online banking system.
Token-based authentication provides a highly secure, secondary authentication by creating a unique, dynamic password that is more secure than your static password.
Positive Pay lets you easily detect counterfeit and fraudulent checks. Positive Pay works by comparing an issued check file you supply to us to the checks InsurBanc receives.
Contact us today to see if these programs the right fit for your agency.
