Savings & CDs
Cash intensive insurance businesses need
flexibility and liquidity.

InsurBanc understands the uniqueness of independent agencies’ cash flow. You need the flexibility to access your money—for example when it’s time to remit to carriers—on your schedule, not ours. Here are two flexible products to fit the bill:

Matching Maturity CDs
An InsurBanc Matching Maturity CD means you can match the maturity date based on your financial priorities. Whether your agency needs the money next month or 12 months from now, you choose the term that fits your liquidity needs while earning a competitive interest rate.

CD Ladders
If multiple maturity dates are a better fit, we offer InsurBanc CD Ladders. Rather than investing in a single term CD, a CD Ladder allows you to distribute your money over different maturities and receive a blended rate of return on your investments. You will benefit from:

• higher interest rates on longer maturities while retaining short-term liquidity and
• multiple re-investment opportunities.

Contact us today for more information!