The Bank of Choice for

Independent Insurance Agents and Brokers

InsurBanc understands your business and offers a full range of banking products to help your agency grow. In fact, InsurBanc specializes in agency financing, including perpetuation/acquistion loans and cash management services that meet your unique business needs.

InsurBanc also offers consumer banking products such as residential mortgages, home equity lines of credit, certificates of deposit and checking accounts available to you and your employees.

FDIC Information and Updates

The FDIC has just extended the $250,000 increase in deposit insurance to December 31, 2013! Click here for all the details and more information on FDIC coverage.

Strength and Stability

InsurBanc represents strength & stability for the insurance industry even in the current financial crisis by providing loans and other banking services to independent agents. Read David Tralka's letter that explains our banking commitment to the insurance industry, as well as Bob Pettinicchi's article that talks about the current "credit crunch" and how to manage your agency accordingly. Robert is also featured in the Insurance Journal's "How to Manage Your Agency in a Troubled Economy" video series.

Cash Management Services

Matching Maturity CDs
An InsurBanc Matching Maturity CD means you can match the maturity date based on your financial priorities. Whether your agency needs the money next month or 12 months from now, you choose the term that fits your liquidity needs while earning a competitive interest rate.

CD Ladders
If multiple maturity dates are a better fit, we offer InsurBanc CD Ladders. Rather than investing in a single term CD, a CD Ladder allows you to distribute your money over different maturities and receive a blended rate of return on your investments. You will benefit from:

higher interest rates on longer maturities while retaining short-term liquidity and
multiple re-investment opportunities.

Get A Quote with InsurBanc and let us review your current banking relationship. We can identify the ways you can better manage your agency by providing as estimate of annual savings along with offering you a banking relationship that reduces costs, improves efficiencies and increases revenue.

InsurBanc Visa Rewards Credit Card
Every purchase gets you closer to one of our thousands of Reward options: choose from gift cards, travel, merchandise, even cash! You can even “Build your Own” if you’d like something different!

Build Your Own
See something you want to reward yourself with? With Build Your Own Rewards, you can purchase the reward yourself, have the points deducted from your total, and we’ll refund the purchase price.

No Annual Fees
Zero Liability on Unauthorized Purchases
Special Introductory APR on Purchases and Balance Transfers
No Balance Transfer Fees


Business Rewards	Consumer Platinum Rewards