The Bank of Choice for

Independent Insurance Agents and Brokers

InsurBanc understands your business and offers a full range of banking products to help your agency grow. In fact, InsurBanc specializes in agency financing, including perpetuation/acquistion loans and cash management services that meet your unique business needs.

InsurBanc also offers consumer banking products such as residential mortgages, home equity lines of credit, certificates of deposit and checking accounts available to you and your employees.

FDIC Boosts Deposit Coverage

The FDIC has permanently raised the current standard maximum deposit insurance amount to $250,000. Click here to learn more.

InsurBanc Visa

Visa - Build Your Own Reward
It’s a perfect way to reward yourself! This program gives you the power and flexibility of choosing your own rewards. If you don’t see a reward to choose, you can purchase the reward yourself and work with a customer representative to decide on points. The points are then deducted from your total and we’ll refund the purchase price. As always, you can always choose from the thousands of rewards already available in the Rewards program. Click here to learn more.


Business Rewards	Consumer Platinum Rewards

InsurBanc introduces the Flexlease program from Agents' Express Leasing

Leasing your business equipment allows you to conserve bank credit and keep more money in your business for both operational and investment needs. Increase your financial agility with low monthly payments and flexible end-of-lease term options. Click here to learn more about leasing.

This is how the FlexLease program works:

Lease equipment for up to 60 months*
At end of term, buy the equipment outright for 10% of the total financed amount, or
Return the equipment, or
Upgrade to newer technology
Savings potential** - you can save as much as $3,000 throughout the life of the lease by utilizing the Flexlease.

Advantages:

Flexibility over equipment obsolescence. If your business plan changes, return the equipment at end of term or upgrade to newer technology.
No surprises! With the 10% buyout option, you know what the price will be if you decide to purchase the equipment at lease end.
Keep cash in your business. FlexLease offers a lower interest rate and lower monthly payment than the $1.00 purchase option lease product.

*Lease terms are subject to change based on credit approval and equipment type.
** Savings assumes a $250,000 transaction for 36 months and 10% purchase at lease end. Actual savings may vary. Results not guaranteed.

Jim Grace Makes the Move to Agency Owner

Jim Grace had a dream to own the independent agency in which he produced and managed. But while the owner agreed to perpetuate the agency, Grace could only purchase the agency if he could structure a deal that worked for everybody. Read how InsurBanc provided the financing package that got the deal done. Click here to learn more.

New Compact Remote Deposit Scanner!

InsurBanc's Virtual Deposit Delivery system allows business customers to electronically submit checks for deposit without ever leaving their office! And now with our new inexpensive, compact scanner we can accommodate small businesses with deposits of 50 or less checks per day.

It is an economical way to enjoy the benefits and convenience of remote deposit, no matter what the size of your agency. The new scanner is a single feed scanner with a compact design. The low cost and ease of use makes the technology that has been available to larger agencies an economical choice for smaller depositors.

Click here to learn more.

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